You'll Need:
More than two years in business
FICO score of at least 650
No recent derogatory marks on credit
TheLendingUniverse specializes in unsecured lines of business credit
We help clients steer through the complex banking application and funding process directing you to both banks and non-traditional lenders who are actually lending in today's market.
We have the largest team of underwriters and analysts in our industry
Our banking teams have contacts in both the best traditional and non-traditional funding sources, giving you access to a variety of options.
We analyze the same reports, conduct the same searches, look for the same risk indicators, and score on the same risk model as banks, so we're uniquely positioned to help you approach lending institutions intelligently.
I needed cash to make changes to my personal and business credit. We made arrangements to pursue a microloan. I have since secured a loan and have been able to incorporate the business, build a website, and print marketing materials.
You may use your unsecured credit line for many things including:
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Equipment purchase
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Remodel or expand
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Advertising & marketing
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Payroll
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Working capital
Get Started Today
Many lending partners award approvals in as little as 3-5 days from the time of verified application.
Terms
Rates may start as low as 3.25 % APR. Credit limits can range from $10,000 to $250,000*. You may need to apply to more than one source to obtain the higher ranges of financing.
Ask yourself, how could an unsecured credit line increase the profitability of your business? Contact us today to find out more.
* Significantly higher amounts available for qualifying businesses. Ask your FundingUniverse analyst for additional details.
** A nominal fee is required to initiate your file.
